2491 A. Zamora cor. D. Reyes Streets, Pasay City Tel. No. (02) 834-2251     Cellphone No. 0916-3667781

Maximum of Php 250,000 at a fixed low rate of 1.5% per month with your choice of 12, 18, 24 or 36 monthly payment terms. NO COLLATERAL REQUIRED! These are the interest rates.   APPLICATION REQUIREMENTS At least 25 years  years old but not more than 55 years old upon  loan application maturity Must be a Filipino and a resident of Metro Manila or Calabarzon Must have a residential telephone. Information on Cellphone numbers and/or pagers,  if any must also be provided but are not  acceptable as replacements of the telephone landline With a minimum monthly income of Php 15,000 Must have a permanent employment status and work tenure of at  least one (1) year   DOCUMENT REQUIREMENTS Completely filled-out application form Photocopy of latest ITR and W2 Photocopy of valid ID (Driver`s license, passport, company ID,   (TIN) Original copy of latest billing statement under borrower`s name   (utilities / credit card / bank account / insurance premium)   indicating homeaddress One (1) month payslip (original)   Handling Fee:  Php 1,500 (Automatically deducted from loan proceeds) Form of Payment:  Post-dated checks for the whole term of the loan

Loanable amount from Php 15,000 to Php 250,000.  Interest rate of 1.5% per month. Payable in one (1) year. Coverage area is CALABARZON (Cavite, Laguna, Batangas, Rizal, Quezon). Payment is by post-dated cheque.   APPLICATION / DOCUMENT REQUIREMENTS At least one (1) year employed with the company 6 months bank statement PRC ID (Professional Regulatory Commission ID) ITR (Income Tax Return) Financial Statement

To be available soon!  Please wait for further announcements ...

APPLICATION REQUIREMENTS Home Loan Application Kit Credit Information Authority Completely filled-out application form Photocopy of bank statements for the past 6 months Proof of other non-salary income such as certificates of deposits; Stock/Bond certificates; lease contracts showing terms   and monthly Payments and documents evidencing pensions/allotments Marriage Contract (if applicable) Photocopy of contract to Sell or Option to Buy (optional) Payment of appraisal fees   IF EMPLOYED Latest ITR with W-2 and; Certificate of employment and compensation   IF ENGAGED IN BUSINESS Business certificate and last two years financial statements with  ITR DTI/SEC Registration Articles of Incorporation and By Laws In-house financial statements when available   IF LOAN IS FOR REFINANCING Latest stateeement of account from mortgagor/creditor   FOR APPRAISAL PURPOSES Owner`s Copy - Transfer Certificate of Title (TCT) Vicinity/Location Map & Lot Plan signed by Geodetic Engineer Tax Declaration, latest Real Estate Tax Receipt and Tax   Clearance As built or floor plan (if applicable)   ADDITIONAL: For Construction loan Building Plans, Building Specifications, Bill of Materials   and Labor Cost  For Condominium Units Condominium Certificate of Title (CCT) Photocopy of Mother TCT (best efforts) Master Deed and Deed of Restrictions Master Insurance Policy (if applicable)   POST APPROVAL REQUIREMENTS Photocopy of valid Ids of Borrowers Photocopy of reseidence certificate of borrowers Original Owner`s copy of TCT Original Tax Declaration on Land & Improvements Original Tax Receipts on Land & Improvement for the current   year Original Tax Clearance on Land & Improvement for the current   year Loan documents (eg. Promissory Note, Automatic Debit   Agreement, Borrower`s Authority to release Proceeds,   Disclosure Statement) Real Estate Mortgage contract and other documents as required  by the bank Payment of Real Estate Mortgage Registration Fees, MRI Premium, Fire Insurance premium when Applicable, Processing Fees, Documentary Stamps on   Promissory Notes & other fees deemed applicable Other documents required as per Letter of Advice

Can loan as low as Php 100 Thousand.  Maximum of 9-10% interest rate per year. Low mortgage fees.  Can loan up to 60% of the amount of the vehicle to be financed. For brand new vehicle acquisition only.   APPLICATION / DOCUMENT REQUIREMENTS   IF EMPLOYED At least 25 years  years old but not more than 55 years old upon  loan application maturity Must be a Filipino and a resident of Metro Manila or Calabarzon Must have a residential telephone. Information on Cellphone   numbers and/or pagers,  if any must also be provided but  are not acceptable as replacements of the telephone   landline With a minimum monthly income of Php 15,000 Must have a permanent employment status and work tenure of at least one (1) year   DOCUMENT REQUIREMENTS Completely filled-out application form Photocopy of latest ITR and W2 Photocopy of valid ID (Driver`s license, passport, company ID,   TIN) Original copy of latest billing statement under borrower`s name    (utilities / credit card / bank account / insurance premium)  indicating home address One (1) month payslip (original)   IF ENGAGED IN BUSINESS Business certificate and last two years financial statements with  ITR DTI/SEC Registration Articles of Incorporation and By Laws In-house financial statements when available

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